Home Buyer Education (HBE) – Natchez & Coast
Home Buyer Education (HBE) is a component of housing counseling. The Homebuyer Education is pre-purchase counseling. This class is for individuals who are planning to purchase their first home. The class provides a basic understanding of the process of purchasing a home, banking and mortgage finance terminologies, credit readiness, budgeting, shopping for a home and closing a mortgage.
The Financial Literacy programs provide a basic understanding of how to manage your finances. In the program participants will learn about making positive choices with money. The financial literacy programs are specifically designed for individuals with a variety of financial goals, including retirement planning, financial recovery, debt elimination, estate planning, insurance, and home ownership. learn. (htt4) These programs discuss topics that range from how to avoid predatory lending to credit counseling.